Know where every rupee goes.
$pense turns messy bank statements into clean, categorized insight. Import, auto-tag, and see your spending at a glance.
Free to start · Your data stays yours · No card required
Spent
₹99,663
4.2%
Received
₹1,42,000
on time
Unexplained
₹0
sorted
Spend by category
Bank statements pile up. Spreadsheets go stale. By month-end you have no idea where the money went — just a balance that's lower than you expected.
$pense fixes that in three steps.
How it works
From statement to insight in minutes
Upload your statement
Drag in a bank statement. Every row is parsed and de-duplicated — re-uploads never double-count.
Rules auto-tag it
Your rules categorize transactions instantly. Anything unmatched lands in a tidy review queue.
See where it went
Insights, trends and the ledger update in real time. Every rupee has a reason.
Everything in one place
Built to answer one question
Where did my money go? $pense gives you the tools to always know.
Import any statement
Drop in an Excel, CSV or PDF from SBI, HDFC, ICICI, Axis or Kotak. Parsed and de-duplicated automatically.
Auto-categorize
Rules tag transactions the moment they land. Set them once and stop sorting by hand.
Insights that click through
Spend by category, account and month. Tap any chart to drill straight into the transactions behind it.
A filterable ledger
Every transaction, filtered by month, tag, category or search — with shareable, bookmarkable URLs.
Track loans
Money lent and borrowed, per person, with running balances that update as you settle up.
CLI & REST API
A token-efficient CLI and typed API. Query your money from the terminal — or hand it to an AI agent.
For power users
Your money, from the terminal
$pense ships a fast, scriptable CLI and a typed REST API — so your data works with your tools, and with the AI agents you already use.
- Query balances, spend and trends without leaving the terminal
- Token-efficient output built for AI agents
- Import statements and apply rules from scripts
$ spense digest --month 2026-08 Spent ₹99,663 Unexplained ₹0 EMIs 52% ████████████ Construction 41% █████████ Everything else 7% █▌
Start tracking every rupee.
Import your first statement in minutes and see exactly where your money goes.